Trusted by Plaid-connected institutions

Stop Losing Money to Late Fees and Interest

BalanceDue gives you a single dashboard for every credit card, loan, and mortgage payment — so you always know what's due, when it's due, and exactly how much to pay to avoid fees and minimize interest.

12,000+ institutions
Bank-level encryption
Daily auto-sync
The Problem

You're paying banks money you don't owe

Late fees, unnecessary interest, and overdraft charges add up fast — especially when you're juggling multiple accounts across different banks.

$120B

paid in credit card interest and fees annually in the U.S.

$32

average late fee per missed credit card payment

46%

of Americans have missed at least one payment due to juggling multiple cards

How It Works

Three ways we keep your money where it belongs

Payment Due Dates

See every credit card, auto loan, mortgage, and personal loan due date in one unified timeline. Never miss a payment because you forgot which bank is due when.

Interest-Save Calculator

Not every balance needs full repayment. If you have a 0% APR balance transfer, we calculate exactly what you need to pay to avoid interest on the rest — and not a dollar more.

Insufficient Funds Alerts

We look ahead at your upcoming payments and checking account balance. If there's a shortfall coming, you'll know before it becomes an overdraft or returned payment fee.

Annual Savings

See exactly how much you're keeping

We track every fee and interest charge you pay. Over time, you'll see a clear picture of how much BalanceDue is saving you — and how much more you could save by optimizing further.

  • Track late fees, interest charges, and overdraft costs
  • Monthly and annual savings breakdown
  • See the real cost of each credit card account
Annual Savings 2026
$847.20

saved in fees and interest this year

Jan Jun Dec
Late fees avoided $384.00
Interest minimized $412.80
Overdraft fees avoided $50.40
Security

Your credentials never touch our servers

We use Plaid — the same infrastructure trusted by Venmo, Robinhood, and thousands of financial apps — to securely connect to your accounts.

No Credentials Stored

Your bank login credentials are handled exclusively by Plaid. We never see or store them.

End-to-End Encryption

All data is encrypted in transit and at rest using AES-256 encryption standards.

Read-Only Access

We can only view your balance information. We cannot move money or make any changes to your accounts.

Daily Auto-Sync

Balance data syncs automatically every day so your dashboard is always current — no manual refreshing needed.